Need help choosing a product? Call our Marketfy Concierge Desk at 1-877-440-9464
IRA-401K Advisor

Grow your nest egg with retirement account recommendations

Your retirement account is your most important asset. In these unpredictable markets, you can’t afford to not invest your nest egg with a professional. Dave & Donald Moenning’s IRA-401K Adviser offers professionally run, risk managed portfolios designed for longer-term retirement plans.

Verified by Marketfy
2 Reviews
View Full Portfolio
  • 4.27%

    YTD Performance
  • 11.98%

    365 Day Realized
  • 16.7%

    Avg. Trade Gain
  • 6

    Total Trades
  • 83.30%

    Win Percentage
  Symbology Position Quantity Entry Exit P/L ($) P/L (%) Entry Date Exit Date
IWP Long 370.16 $84.28 $84.66 $140.66 0.45% 12/31/2013 04/09/2014
IWO Long 230.05 $135.62 $133.07 $-586.63 -1.88% 12/31/2013 04/09/2014
MDY Long 269.00 $185.71 $246.97 $16,478.94 32.99% 12/31/2012 04/09/2014
DIA Long 221.00 $147.05 $165.16 $4,002.31 12.32% 04/16/2013 12/31/2013
SPY Long 140.00 $142.41 $184.32 $5,867.40 29.43% 12/31/2012 12/31/2013
scroll to see more
Provide your email address below to instantly view all 6 past trades

IRA-401K Advisor by Dave & Donald Moenning

It's Time to Think and Invest Differently for Retirement with the IRA-401K Advisor!

For anyone planning for retirement, we believe strongly that it is time to think and invest differently.

To be sure, investing for retirement has been more than a little challenging lately. It is no secret that the stock market lost money for more than a decade from 2000-2012. Bonds are now a high risk asset class and are dramatically overvalued as they near an end of an historical bull market. Inflation risk is very real going forward. Real estate may continue to struggle for years. Fixed income and CD yields are too low to live on. And Modern Portfolio theory has been debunked.

Yet, there is reason for hope going forward – assuming you decide to think and invest differently!

Introducing the IRA-401K Manager Service

The IRA-401K Manager Services are professionally run, risk managed portfolios designed for longer-term retirement plans. The primary purpose of the service is to help you:

· Manage the ongoing risks of the markets

· Protect capital saved for retirement

· Combat the vagaries of inflation

· Capitalize on growth opportunities when they present themselves

Four Time-Tested IRA-401K Manager Portfolios

The IRA-401K Manager Service includes four time-tested, risk managed model portfolios. Below is a summary of the target allocations for each of the portfolios:

U.S. Growth:

o 100% "Risk Managed" US Stock Market Strategy

Global Equity:

o 80% "Risk Managed" Global Stock Market Strategy

o 20% "Risk Managed" US Stock Market Strategy


o 60% "Risk Managed" US Stock Market Strategy

o 40% "Risk Managed" Bond Market Strategy


o 40% "Risk Managed" US Stock Market Strategy

o 30% "Risk Managed" Global Stock Market Strategy

o 30% "Risk Managed" Bond Market Strategy

Proven Performance

We've been running the IRA-401K Manager Portfolios LIVE since 2007. While the performance tends to wax and wane along with the market, our intuitive allocations and built-in risk management strategies have led these portfolios to handsomely and consistently outperform the market.

The Philosophy - Just Say No to 'Buy and Hope'

During the 1990’s, marketing campaigns from the mutual fund industry convinced investors that managing the risk of the markets wasn’t needed. No, “buy and hold” was the message of the day and investors were told that they should simply invest for the long term.

However, the concept of long-term investing has certainly proven to be relative. You see, thirteen-plus years and two devastating bear markets since the turn of the century have produced net losses in the stock market. As of this writing (December 2012) the S&P 500 index is still lower than where it stood on December 31, 1999.

In fact, as of the end of 2012, growth mutual fund investors are still down on any money invested at the end of the last century. So, being a “buy-and-hope” investor who has been in it for the long haul has produced nothing but losses over a very long period of time.

According to Lipper Analytical, the Lipper Growth Fund Index is down -17.38% from the beginning of 2000. As such, investors who put money in growth stock funds at the end of 1999 expecting the strong returns of the 1990’s to continue still need a gain of more than 21% just to break even.

From our perspective, it is safe to assume that no investor would want to remain fully invested in the stock market during history’s major bear markets. And why should they? Today there are risk management strategies available to all investors that can help lessen the impact of the inevitable cyclical downturns in the markets (there are even methods available that can profit from market declines).

However, turning a blind eye to the inherent risks of investing is exactly what the “buy and hold” crowd wants you to do. Thus, we believe it is time to just say no to “buy and hope.” Remember, hope is not an investment strategy!

Managing Risk is Vital to Your Retirement Plan

Managing risk is especially important to anyone planning for retirement. In short, no one wants to see their nest egg lose -30%, -40% or even -50% during the next bear market! Nor should they.

Remember that the “mathematics of loss” is a brutal lesson. For example, if you lose 25% during a bear market, you need to gain 33% in order to breakeven. If you lose 33%, you need to gain 50% to get back to where you were before the bear market began. And if you lose 50%, your portfolio needs to double just to get back to breakeven.

Because of this, we believe it is vital to always, always, always manage the risks of the markets.

We believe ALL investors should incorporate risk management strategies into their long-term retirement investments. And it is for this reason that we’ve developed the IRA-401K Advisor Service – to help secure your retirement years and your retirement income.

Enter the Era of “Risk Managed” Investing

Risk Managed Investing is an approach to long term investing that focuses on protecting your capital and managing the ongoing risks of the markets while seeking out low-risk opportunities in a variety of markets.

The bottom line is this: You have worked hard to save/invest so that you can retire comfortably and with a sense of financial security. But unfortunately, the days where investors can “set it and forget it” in mutual funds are over.

Today’s markets demand that investors planning for retirement have a plan to:

·  Manage risk and protect your hard earned nest egg

·  Combat inflation

·  Capitalize on growth opportunities

The good news – SoTM’s IRA-401K Advisor is designed to do just that!

What You Receive

As a subscriber to the IRA-401K Manager Service, you will receive the following:

·  24/7 Access to the Portfolios

·  Real-Time Trade Alerts for Position Changes (sent via email or text message)

·  Weekly Portfolio Updates, complete with our market outlook

·  Performance Updates

Easy To Follow

One of the most important aspects of this service is how easy to follow the portfolios are. We do all the legwork in terms of research and analysis, and then provide our members with real-time trade alerts whenever we make a move, as well as concise weekly updates. By reviewing our strategy every single week, we feel confident that we will never be surprised by a change in the environment.

And while nothing is guaranteed in the world of investing, the bears should never take a big bite out of your retirement plans again.

Long-Term Oriented

To be clear, our IRA-401K Manager Portfolios are long-term in nature. On average, we make about one move per month in the portfolios.

Let’s Talk Price

While the IRA-401K Manager is a "pro level" service that can easily replace your broker recommendations and those underperforming mutual funds in your portfolio, we don’t make it nearly as expensive. We also understand that everyone has a different schedule and a different budget. So, not only have we made the IRA-401K Manager Portfolios available in three different pricing plans across three different payment periods, it is also the least expensive service we offer, so you can keep more of what you’ve earned.

Monthly  $19.95

Quarterly   $47.00

Annual    $167.00

Wishing you green screens in your investment endeavors,

David & Donald Moenning 

What you get with IRA-401K Advisor

  • Trade Alerts

    All trade alerts are verified by Marketfy’s proprietary technology that tracks, verifies, and delivers alerts in realtime via email, text message, and the Marketfy activity feed.

  • Education

    Learn about the markets in the fastest, most effective way from mavens and other industry experts. Whether you want to learn to trade full time or just generate an extra monthly income, the education will shorten your learning curve and improve your results.

  • Blog Posts

    Receive access to Dave & Donald Moenning's latest blog posts as well as an archive of [his/her] past entries. These blogs will help you keep up with insights on past trades, thought on current market conditions, and will update you on Dave & Donald Moenning's upcoming events and appearances.

  • Portfolio

    Maven portfolios are generated automatically by Marketfy’s verification technology - removing all human error and manipulation. The full performance history compiles every trade alert issued and are 100% transparent.

Latest Activity from IRA-401K Advisor

Options and stocks involve substantial risk and are not suitable for all investors. Subscribers are urged to evaluate any strategy prior to use to understand the risks and suitability for their personal investment use. Please read Characteristics and Risks of Standardized Options prior to investing in options.

If you engage or plan to engage in auto-trading of any strategy, please refer to All About Auto-Trading.

This portfolio is a sample “paper” portfolio for informational and educational purposes only recommended by Dave & Donald Moenning as representative of IRA-401K Advisor and is not tailored to the individual circumstances or investment needs of any subscriber. This portfolio does not represent an actual portfolio held by Dave & Donald Moenning, and the performance of this portfolio is not necessarily the performance experienced by Dave & Donald Moenning with respect to [his/her] securities holdings and trades. Dave & Donald Moenning may have a financial interest in the recommendations [he/she] makes as [he/she] may hold or trade some of the same securities for [him/her]self, family members and [his/her] clients.

It should not be assumed that future recommendations will be profitable or will equal past performance. As with any potential opportunity to earn profits, there is a risk of loss.

Is This Product For You?


  • Trading: Stocks, and ETFs
  • Asset Class: Options, ETFs
  • Frequency: Long Term Investing


  • Experience Level: Beginner, Intermediate
  • $25k in Trading Account


  • Learn to trade Options & ETF effectively.
  • Make that money, honey!

Undecided? Get IRA-401K Updates...

Interested in the IRA-401K Advisor, but not ready to commit? Sign up here to receive periodic updates!

Are you typing message?
Your email has been registered!

Trading Style & Goals

Trading Style:

  • Type of Trading: Stocks, and ETFs.
  • Frequency of Trading: Long Term Investing.

About the Maven

Dave & Donald Moenning

Dave and Donald Moenning are a father-and-son duo who specialize in growing their clients' portfolios in any market condition.

Dave is a full-time money manager and the President and Chief Investment Strategist of my Chicago-based Registered Investment Advisory firm. He began his investment career in 1980, and have been an independent money manager since 1987. Thus, Dave has been live on the firing line and investing for a living for more than two decades.

Donald Moenning, Dave's son, is the head of equity research at Heritage Capital Management, a Chicago-based investment management firm. Donald holds degrees in economics and business leadership from the University of Puget Sound, lives in Denver, and is an avid snowboarder.